● Built for couples & households

A budgeting app that
keeps your accounts yours

Most budgeting apps for couples force everything into one shared view. TrakWorth gives you a private personal workspace and a separate joint household workspace — so shared expenses stay shared, and personal accounts stay personal.

Start free → See how it works

Invite your partner in seconds · Personal accounts never visible to them · Free during beta

The problem

Joint finances shouldn't mean zero privacy

Combining finances with a partner is one of the most useful things a couple can do — and one of the most awkward to set up. Most budgeting apps solve it by putting everything in a single shared account, which means your partner sees every personal purchase, and you see theirs.

TrakWorth splits the difference on purpose. You get a personal workspace nobody else can see, and a household workspace that only shows what you both choose to add — shared income, joint accounts, family expenses. Nothing crosses over unless you put it there.

Two workspaces

Personal and joint, cleanly separated

🔒
Personal workspace
Your own accounts, income, and spending, visible to you alone. Enforced at the database level, not just hidden in the UI — your partner cannot see this data even if they wanted to.
🏠
Household workspace
A shared view for joint accounts, combined net worth, and household expenses. Both partners see the same numbers, with per-contributor breakdowns showing who brought in what and who paid for what.
How it works

Set up a household in three steps

01
Create your household
Start a household workspace and generate an invite. Your partner joins with a simple code — no complicated permissions to configure first.
02
Add joint accounts & income
Bring in shared checking, joint investments, or the mortgage. Attribute income and expenses to whoever it belongs to, or mark it as shared family spending.
03
See contribution & net worth together
A contribution breakdown shows what each partner brings in and spends, while the household net worth dashboard tracks your combined progress over time.
Built in

Made for two people, not one

🔀
One-click context switch
Toggle between your personal view and the household view instantly. Each has its own dashboard, accounts, and ledger.
🏷️
Contributor attribution
Tag every income and expense entry with who it belongs to — each partner, or shared family spending — for a clear breakdown of contribution.
🔐
Permission controls
Decide exactly what each household member can view or edit — income, expenses, or accounts — independently of each other.
Frequently asked

Common questions

Can my partner see my personal accounts?
No. Personal accounts, income, and expenses are isolated at the database level and never appear in the household workspace, regardless of permissions granted.
How does household income get attributed?
Every income and expense entry in the household workspace can be tagged to a specific contributor, or marked as shared family spending. This produces a per-person contribution breakdown automatically.
Can more than two people join a household?
Yes, a household can include multiple members, each with their own permission level for viewing or editing income, expenses, and accounts.
Is this free for both partners?
Yes, TrakWorth is free during beta for every member of a household, with no limit on accounts or contributors.

Track your household's finances together

Free to use. Invite your partner in seconds. Personal accounts stay private.

Create your free account →