Personal Capital's free dashboard is now Empower Personal Dashboard — and it still exists mainly to surface leads for its paid wealth management service. TrakWorth is a self-serve net worth tracker with the same core dashboard idea, no advisor calls involved.
Free during beta · No advisory pitch · No assets-under-management minimum
Personal Capital rebranded to Empower Personal Dashboard after being acquired by Empower. The free net worth and budgeting dashboard is still available, but the underlying business model hasn't changed: the free tool exists largely to identify users with enough investable assets to be routed to a paid financial advisor.
TrakWorth takes a simpler approach. There's no assets-under-management threshold, no advisor outreach, and no upsell built into the free tier. It's a net worth dashboard, an income and expense ledger, and household tracking — nothing more layered underneath it.
| Feature | TrakWorth | Empower / Personal Capital |
|---|---|---|
| Net worth dashboard | ✓ | ✓ |
| Manual account entry | ✓ | Bank sync focused |
| Investment portfolio analytics | ✓ | ✓ |
| Real estate & mortgage tracking | ✓ | ✓ |
| Household / joint workspace | ✓ | Limited |
| Financial advisor outreach | None | Standard for qualifying balances |
| Assets-under-management minimum | N/A | Applies to advisory service |
| Price | Free during beta | Free dashboard, paid advisory |
Free to use. No advisor calls. No investment minimums.
Create your free account →