Most budgeting apps only show what's in your checking account. TrakWorth adds up everything you own and everything you owe — cash, investments, real estate, and debt — into one honest number.
No bank connection required · No credit card · 2 minutes to set up
Checking your bank app tells you how much cash you have today. It says nothing about your 401(k), your home equity, your student loans, or the credit card balance you're carrying. Net worth is the one number that captures your entire financial position — everything you own, minus everything you owe.
A net worth tracker matters because it's the only metric that can't be gamed by moving money between accounts. Pay down debt, and it goes up. Overspend on a credit card, and it goes down — even if your checking account still looks fine. That's why financial advisors treat net worth as the scoreboard, not any single account balance.
TrakWorth supports every account type that makes up a real financial life — not just checking and savings.
| Account type | Category | Examples |
|---|---|---|
| Checking & savings | Asset | Everyday cash accounts |
| Money market | Asset | Higher-yield cash |
| 401(k) & IRA | Asset | Retirement investments |
| Brokerage & crypto | Asset | Taxable investments |
| Real estate | Asset | Home equity, rental property |
| Mortgage | Liability | Remaining loan balance |
| Credit cards | Liability | Revolving debt |
| Student & auto loans | Liability | Installment debt |
Free to use. Takes 5 minutes. No bank login needed.
Create your free account →